Tuesday 28 October 2014

Tips for watching your budget this festive season

The shopping habits of today have moved beyond needs or necessities. Gone are the days when it meant hoarding on discounted items for the sake of cost cutting, or plain grocery shopping. The modern world looks at it as sheer indulgence, a hobby and even a compulsive disorder for some. 

Market surveys suggest little disparity between figures splurged by men and women though their nature of expenditures varied greatly, for obvious reasons. With the rise of upper middle class, people have no dearth of money to spend on lavish treats. And the markets are filled with an overwhelming variety more than ever.

 However, this shopping spree, certainly goes overboard when the festive season arrives. The malls more glittery, bars in Delhi more cheerful and restaurants more inviting than ever, you would easily destroy your budget and wouldn’t realize until later. This over-indulgence often becomes the show-spoiler for most average families.

 

Flea markets in Delhi can be a good alternative to this. With competitive rates and only so much to choose from, you would be able to restrict yourself to bare necessities while still striking a fair deal. You can even barter great deals for old stuff or bargain till death, which is obviously out of question at your favourite mall.
 
Besides, try making a list of necessities arranged in a hierarchy. Get on to it with a set mind and stop to look at other things only when you are done with it. This can be tough but self-restraint is the key to sticking to any kind of budget.
 
 Revisit the branded items on your shopping list. Everything you buy doesn’t has to be from the top international brand at your favourite mall. Strike down those that are easily available with local vendors at a much lower price.
 
So, with these tips you can watch your budget while shopping for the festivals.

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